Salary calculator
Singapore salary calculator: take-home after CPF and tax
Estimate your Singapore take-home pay. Enter your gross salary and whether you are a citizen/PR or a foreigner to see income tax and CPF, with your net pay per month and per year. Singapore uses resident income tax rates from 0% to 24%.
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Questions
How is take-home pay calculated in Singapore?
Citizens and permanent residents pay CPF (the employee share is 20% of monthly wages up to the SGD 7,400 ceiling, for those aged 55 and under) and resident income tax from 0% to 24%. Foreigners on an Employment Pass pay no CPF, only income tax.
Do foreigners pay CPF?
No. CPF is only for Singapore citizens and permanent residents. A foreigner on an Employment Pass keeps more of their gross because no CPF is deducted, though CPF is your own retirement savings rather than a tax. Choose your status above.
How accurate is it?
It uses the resident tax table and the 2025 CPF rate and ceiling, assuming age 55 or under and tax residency. It excludes bonuses (additional wage), most personal reliefs, and rebates, so your exact figure may differ.