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Salary calculator

Spain salary calculator: gross to net (sueldo neto)

Estimate your Spanish take-home pay (sueldo neto) for the 2025 tax year. Enter your gross salary and your autonomous community to see social security, IRPF, and your net per month and per year. IRPF combines the state scale and your region scale, so where you live changes the result.

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Questions

How is net salary calculated in Spain?

Your gross is reduced by employee social security (about 6.48%, capped at the maximum contribution base) and by IRPF income tax. IRPF combines the national state scale and your autonomous community scale, applied after the 2,000 euro deductible expenses, the work-income reduction, and the personal and family minimum.

Why does my autonomous community matter?

Each region sets its own IRPF scale on top of the state scale, so two people on the same gross pay different tax depending on where they live. Madrid has among the lowest regional rates; Catalonia and Valencia are among the highest. Pick yours, or choose the general estimate for other regions.

Is it 12 or 14 payments?

Spanish salaries are often split into 14 payments (12 monthly plus two extra), but some are paid in 12. Choose yours: the annual net is the same either way, only the per-month figure changes.

How accurate is it?

It uses the 2025 state and regional scales, social security rates, and the personal and family minimum, so it is close for a normal salary. It is the annual income tax; your monthly payslip withholding may differ slightly and is squared up in the annual return. It excludes regional tax credits and assumes a single taxpayer. The Basque Country and Navarre use separate regional systems that are not covered.