Salary calculator
Calculate Swedish take-home pay for 2026. Enter salary and bonus, municipal tax, burial fee and optional church fee to see municipal and state tax, jobbskatteavdrag, public-service fee and monthly net pay.
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2026 tax guide
Swedish employees pay municipal income tax and, above the threshold, state income tax. The basic allowance and work tax credit reduce the result. Burial, public-service and optional church fees also form part of final tax.
Updated 22 June 2026. Examples use the 2026 average municipal rate of 32.38%, the standard 0.292% burial fee, no church fee and an employee below age 66.
| Component | 2026 treatment |
|---|---|
| Municipal income tax | Varies by municipality; national average 32.38% |
| State income tax | 20% above SEK 643,000 taxable earned income |
| Basic allowance | Automatic and income dependent |
| Work tax credit | Automatic reduction for employment income |
For an employee below 66, the gross-income breakpoint before state tax is approximately SEK 660,400 because the basic allowance is deducted first.
| Fee | 2026 treatment |
|---|---|
| Burial fee | Normally 0.292%; Stockholm 0.070%, Tranås 0.285% |
| Public service fee | 1% of taxable income, maximum SEK 1,184 |
| Church fee | Only for members; rate varies by parish |
| General pension fee | Offset by an equal tax credit |
Popular salaries
The monthly result is an annual estimate. Payroll tax tables round by monthly pay interval and can differ slightly.
| Gross salary | Municipal + state tax before credit | Work credit | Annual net | Monthly net |
|---|---|---|---|---|
| SEK 360,000 | SEK 107,503 | SEK 30,551 | SEK 280,894 | SEK 23,408 |
| SEK 480,000 | SEK 149,807 | SEK 38,913 | SEK 366,571 | SEK 30,548 |
| SEK 600,000 | SEK 188,663 | SEK 38,913 | SEK 447,364 | SEK 37,280 |
| SEK 720,000 | SEK 239,450 | SEK 38,913 | SEK 516,227 | SEK 43,019 |
| SEK 900,000 | SEK 333,734 | SEK 35,960 | SEK 598,464 | SEK 49,872 |
Worked example
At SEK 50,000 per month with the average municipal rate, estimated municipal tax before credits is SEK 188,663. The work tax credit reduces the bill by approximately SEK 38,913.
After the burial and public-service fees, estimated take-home is SEK 447,364 per year or SEK 37,280 per month. No state tax is due in this example because taxable earned income remains below SEK 643,000.
Deductions explained
Municipal and regional tax is combined in the rate entered. Rates differ across Sweden, so replacing the national average with the rate on your tax table improves the estimate.
The 20% state tax threshold is measured on taxable earned income. For someone below 66, the corresponding gross breakpoint is higher than the SEK 643,000 taxable threshold.
Membership on 1 November before the income year generally determines whether the Swedish Church fee applies. Enter the parish rate or leave it at zero.
Qualifying people living abroad can be taxed under SINK at 22.5% in 2026 instead of ordinary assessment. This calculator models ordinary resident employment taxation, not SINK.
Methodology
The calculator estimates the 2026 basic allowance, municipal and state tax, work tax credit, burial fee, public-service fee and an optional church fee.
Official monthly tax tables include detailed rounding and circumstances such as age, benefits and adjustment decisions. The result is an annual planning estimate rather than an exact table lookup.
Questions
Municipal tax averages 32.38% in 2026 and applies after the income-dependent basic allowance. State tax of 20% applies above SEK 643,000 of taxable earned income. The work tax credit then reduces tax, while burial and public-service fees are added.
Employees nominally pay a 7% pension fee, but it is offset by a matching tax credit, so it does not change your take-home. Like most Swedish calculators, this tool leaves it out.
The default is the 2026 national average of 32.38%. Enter the combined municipality and region rate from your tax table for a closer result, plus your parish church fee if applicable.